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Interest only mortgages
When you have an interest only mortgage, your monthly payments only pay the interest charged on the amount you borrowed.
This means the interest only balance doesn’t reduce and you’ll need to have separate plans to pay this amount by the time your mortgage ends.
Can you repay your interest only balance?
Interest only mortgage overpayment calculator
Use our calculator to see how overpaying on an interest only mortgage can save you money. You could reduce your mortgage balance and the amount of interest charged.
Change to a repayment mortgage calculator
Use our calculator to see what your payments might be if you change your interest only mortgage to a full or part repayment mortgage.