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18 - 25 Accounts
Aged 18 - 25? Make the most of your 2023/24 allowance for free with our 18 – 25 investing accounts before 6 April.
Benefits
- No admin fee (until you’re 26) and free regular investing.
- Smart tools to help you invest.
- All in one dedicated app.
Easy as 1 2 3
Choose an account:
- 18 - 25 Stocks and Shares ISA – invest up to £20,000 ISA allowance each tax year.
- 18 - 25 Share Dealing Account – if you’ve already maxed your £20,000 ISA allowance
Do your research:
- View our ETF Quicklist
- Explore the markets and news headlines
- View our Select list
- Read some investing skills guides
Get going:
- Free regular investing
- Deal now for £9.50
- No commission on international trades (1.25% FX fee applies).
Is investing for you?
You can start from just £20 a month with our free regular investment plan. Yes, there are risks, so make sure you do your homework.
If you’re not sure about investing, seek financial advice and keep reviewing your goals. Investing is for the medium to long term, at least 5-10 years.
Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. Invested money, historically, has earned a higher level of return than savings but nothing is guaranteed.
Choose an account
18 - 25 Stocks and Shares ISA
Perfect for investing your £20,000 ISA allowance.
- Invest up to £20,000 tax efficiently every year.
- Choose when, where and how to invest.
- Any increase on your investment is free from UK income and capital gains tax.
- Make the most of your 2023/24 allowance before 6 April.
You can own more than one ISA, but only pay into one Stocks and Shares ISA in the same tax year.
18 - 25 Share Dealing Account
Perfect if you hit the £20,000 ISA limit.
- No limit on the amount you can invest.
- Choose when, where and how to invest.
- Any income or gain may be subject to tax.
Your money is protected
Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.
This is in addition to any other savings deposits you may hold across Lloyds Banking Group.
Let’s take a closer look
Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.